I hope the following helps people to understand more on Critical Illness Protection. Most of the old policy can only be claimed when the policy holder has been diagnosed with severe or advanced stage of the covered event
For example of cancer, when one is diagnosed with "Carsinoma in situ", the policyholder cannot make claim...

CANCER, HEART ATTACK & STROKE are the 3 major illness that hit our Malaysians today.
The statistics show us that the chances of any of us getting these illness is so HIGH. Scary right?
Good news is that today you can buy an insurance known as Early Critical Care to protect your income if these actually happen to you.
The following chart helps to explain what is not included in the most of current 36 critical illness insurance by most of the major insurance company in Malaysia.
As usual if you want to know more, just contact me ok. God Bless!


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